Frequently Asked Questions
Frequently asked questions
We don’t have “show models” but we have dealers around the country who may have models that they can show you at their sites. We generally have 10 to 15 under construction at various stages of completion.
Yes we build shell homes that can be finished out by the client. The standard Shell package includes the home built with all siding and roofing, fully finished, sealed, painted on the exterior with all interior walls and lofts framed in. The Shell Plus package includes wiring, plumbing, and spray foam insulation. No interior wall coverings, floor coverings, cabinets, or fixtures are included. Either way the home is weatherproof and able to be locked up and secured so the interior can be finished out without weather issues or security concerns.
We deliver throughout the US and Bahamas. We will can ship International if needed.
Our Modular & RV Trailers come with 4-6 jacks to level it. However we recommend that the home frame is blocked up in multiple points with no weight on the tires if set up long term. We do not recommend using the tires and scissor jacks for support if home is parked permanently. The pad for the home should be level and made with compacted gravel or concrete. All hookups are standard RV style unless specified otherwise.
We use closed cell spray foam insulation in all our Modular & RV Trailers on wheels. We feel it is the best insulation available for them. It delivers R13 in the walls and R19 in the ceiling. Testing conducted by the National Association of Home Builders (NAHB) Research Center shows spray-applied polyurethane foam insulation between wood stud wall panels increased rack and shear strength two to three times compared with standard stick-built components with fiberglass insulation when sprayed onto oriented strand-board (OSB). This makes the home very strong and easy to heat and cool. We also use other additional insulation throughout the Modular & RV Trailers structure. You can find this info in our materials list.
We do offer financing through Hearth. Please read below.
Break your project into predictable monthly payments
With Hearth, you can see potential financing options for your upcoming project. A loan through Hearth helps you pay for your project through predictable, monthly payments without tapping into your home equity.1
Why Hearth
Start your project soon
→ Funding usually within 1-3 business days
Budget responsibly
→ Fixed monthly payments and no prepayment penalties
See eligibility without hurting your credit
→ Pre-qualifying through Hearth doesn’t affect your credit score
How Hearth works
Complete the loan request: Just answer a few questions to see available rates without affecting your credit score.
Review loan options: If eligible, you’ll view personalized options from multiple lending partners. You can choose which one best suits your needs apply with the lending partner.
Get funded: If approved, you will typically get the funds in your account within 1-3 business days.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.
1For example, $10,000 loan with a 14.5% APR and a 36-month term would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval.
FAQs
Q: What kind of loans are available through Hearth?
Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
Q: What does “getting pre-qualified” mean?
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.
Q: What rates should I expect?
Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.
Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
Credit Plan Pre-qualification rate* Est. APR
Range**
Loan amount
Loan term*** Lending partners
Excellent:
700 - 850 FICO
90%
4.99% - 16.30%
$1,000 - $100,000
2 - 10 years
13
Good:
640 - 700 FICO
70% 13.00% -
26.87%
$1,000 - $100,000
2 - 7 years
11
Building:
< 640 FICO
39% 19.95% -
30.61%
$1,000 - $50,000
2 - 5 years
5
*For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
**For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.
We build Modular & RV Trailers on wheels from 16′ to 38′ long on bumper pull trailers. The max width allowed by the DOT is 8′-6″ wide and height is 13′-6″ high.
Yes. The sky is the limit on designs and customization. We do our own design and drafting in house so we can help you with putting your ideas together and produce a set of drawings for your home.
Our standard heating and cooling unit is a ductless mini split AC and heat pump. We also offer gas wall heaters/fireplaces.
Insurance is generally very affordable on tiny homes. Check out Modular & RV Trailers.insure for a quote.
Our homes come with standard RV style hookups. A 3″ sewer drain that can be hooked up to a tank, septic, or sewer system, a garden hose style water hookup is used for water, and 50 amp RV style plug for power. If you are in extremely cold climates we can adapt the water hookups for frost protection.
A Modular & RV Trailers on wheels weighs around 10,500 lbs. for a standard 24′ home. The larger homes can weigh as much as 20,000 lbs. and a 16′ bumper pull could be as low as 7,000 lbs. Features and appliances can affect any of these numbers.
Yes. The Modular & RV Trailerson wheels are under the width and height restrictions of the DOT and you are not required to have any special licenses or permits to move them. You will however need a 1 ton or larger pickup. We do not recommend a smaller tuck to pull them.
We have our trailers custom made with a 4″ x 1/4″ steel flange on the edges that is through bolted to the wall plate. Then the studs and rafters are tied together with metal strapping to keep it all together. We can tow them at highway speeds with no trouble at all.
Safe room Designs “Magic Modular & RV Trailers” requires a $1,000 deposit to get on the design/build list. This begins the design process. Once the client approves the design and we are ready to start building, the payment terms are 50% down, and the final 50% before shipping to designated destination. We accept cashiers check, cash, credit cards and PayPal. Some fees apply for electronic payments.
We can have your Modular & RV Trailers finished in approximately 10 to 12 weeks from the time we start on the project. Keep in mind that we may be booked out several months or more with orders. Please contact us 1-2 months before you actually need the home to get on the build schedule.
The price of a Modular & RV Trailers can vary quite a bit depending on size and amenities. Check out our Quote Form for more info or contact us for a free estimate. sales@saferoomdesigns.net 251-444-6174
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